Defaqto

• Defaqto has the UK’s largest retail financial product database, which is maintained through collecting product and fund data and using industry expertise and insight to make it comparable.
• It can help customers to identify where a product sits in the market place using features, quality and comprehensiveness.
• Encourages customers to look at more than just price when buying insurance, providing them with a quick unbiased view of a product.

• Accidental or malicious damage to your car, including vandalism
• The cost of replacing your windscreen or window glass*
• Fire, theft and attempted theft
• Personal accident cover in the event of injury or death when you’re travelling in, or getting in or out of your car*
• Medical expenses if you or a passenger is injured in an accident involving your car
• Personal belongings in the car that are lost or damaged following an accident, fire or theft involving the car*
• Replacement of your car key, lock transmitter or entry card if it's lost or stolen*

*These benefits are not available under our Essentials Car Insurance. Please see our policy documents for more information.

• You can make a claim 24/7 with our UK-based, award-winning^^ claims service.
• No admin charges when you make a change to your policy online.
• If your home becomes uninhabitable as a result of an insured event, we cover the cost of temporary accommodation for you, your family and your pets up to £100,000.
• When we replace lost, stolen or damaged items with new ones, we will not make any deductions for wear and tear.
• You will only pay one excess per claim**, even if you claim for both buildings and contents for the same event.
• We offer 12-month guarantees on all our supplier repairs and replacements.

^**The excess to pay will be the highest policy excess that applies. ^^Ageas Insurance Limited won 'Claims Team of the Year - Digital Transformation' at the Insurance Times Claims Excellence Awards 2022.

• Courtesy van provided as standard** We provide a courtesy van for up to 7 days while yours is being repaired by our approved repairer, if you choose our comprehensive cover

• Up to £500 replacement locks cover - Under our comprehensive insurance, we cover the replacement of your van's locks up to £500 if your keys are lost or stolen

• Uninsured driver promise* - If your van is hit by an uninsured driver your excess will be reimbursed and your no claims discount reinstated

• You can make a claim online 24/7

• No admin charges - when you make a change to your policy online.

*Providing the accident wasn’t your fault. Make, model and registration of other vehicle needed. **Excludes vans written off or stolen and unrecovered.

Our Extra and Ultra cover levels have been rated 5 Star by industry experts Defaqto.

We offer 2 types of cover to help suit your needs and those of your pet. 

• Lifetime - Provides cover for all injuries or conditions** that occur within the policy year. Your cover resets at renewal, provided you remain insured with us.^
• Time limited - Covers treatment for injuries or conditions for 12 months, from the day your pet's condition was first noticed by you or your vet.^^