Quote
Get a quote for our Defaqto 5 Star rated home insurance in minutes.
One excess per claim
It’s easy - even if your claim is for buildings and contents for the same event, you only pay once.**
Tracing leaks
Relax - if a water or oil leak causes damage to your building, we'll cover the cost of finding the source of the leak and repairs to walls, floors and ceilings.†
New for old
Simple - when we replace lost, stolen or damaged items with new ones, we will not make any deductions for wear and tear.
Home insurance that’s easy as
We’ll cover the cost to rebuild your home up to £1,000,000 and to replace any contents up to £75,000‡
Why choose our Extra Home Insurance:
- You can make a claim 24/7 with our UK-based, award-winning^^ claims service.
- No admin charges when you make a change to your policy online.
- If your home becomes uninhabitable as a result of an insured event, we cover the cost of temporary accommodation for you, your family and your pets up to £100,000.
- When we replace lost, stolen or damaged items with new ones, we will not make any deductions for wear and tear.
- You will only pay one excess per claim**, even if you claim for both buildings and contents for the same event.
- We offer 12-month guarantees on all our supplier repairs and replacements.
Terms and exclusions apply to the cover we provide. Please read our policy documents.
Defaqto 5 Star rated home insurance
It’s one of the most comprehensive policies in the market.
Manage your home policy securely online 24/7
Simple and straightforward
Putting you in control, it's the quickest and easiest way to manage your policy when it suits you.
- Make changes to your policy with no admin fee
- Review and complete your policy renewal
- Make outstanding payments on your policy
- View and upload documents all in one place
Don't have an online account? Create one today. Make the most of your policy by logging in.
We like to make it easy as:
- Lost or stolen keys - We’ll make you safe by covering the replacement and installation costs up to £1,500.
- Mobile phones - Our contents cover includes mobile phones in the home up to £2,000.
- Fridge and freezer - Damage to frozen and refrigerated food due to a rise in temperature is automatically included.
- Staying away from home - Cover for contents taken away from your home temporarily within the UK, Channel Islands or Isle of Man are covered up to £15,000.
- Shopping in transit cover - If something is lost, stolen or damaged on the way home from the shops where you bought it, we’ll cover you up to £500.
- Valuables in the home - We will cover valuable items in your home up to £2,000 each and 20% of your contents sum insured in total. You can specify valuables over £2,000.
Terms and exclusions apply to the cover we provide. Please read our policy documents.
Excellent Customer Service
Recognised by the Institute of Customer Service^ for our excellent level of customer service, one of our many awards and accreditations.
DON’T JUST TAKE OUR WORD FOR IT… SEE WHAT OUR CUSTOMERS SAY ABOUT US
**If you make a claim for buildings and contents relating to the same event, you will only pay the highest policy excess that applies.
†We will decide whether finding the source of the leak is the most practical and cost-effective solution.
‡We’ll cover the cost to rebuild your home up to £1,000,000 and to replace any contents up to £75,000 (if needed, contents can be increased up to £100,000).